Fha Attic Insulation Requirements

Nrca guidelines regarding attic ventilation nrca recommends designers provide at least 1 square foot of nfva for every 150 square feet of attic space 1 150 ventilation ratio measured at the attic floor level ceiling.

Fha attic insulation requirements.

We are having an fha inspection on a home in ohio that has radiant barrier attic foil insulation in the rafters mixed blown in cellulose fiberglass on the bottom. Add insulation to attic. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. A vapor barrier must be present on the warm side of insulation to prevent moisture problems.

If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser. Inspection the attic must be examined whether access is by pull down stairway or scuttle. Fha does not have a specific requirement for insulation. Cost and income approach for value.

Unless the attic is used as a habitable space attic insulation should be installed between the rafters of the attic floor rather than the attic ceiling. Attic and crawl space inspection requirements. No flooring just stud trusses. General acceptance criteria property eligibility and non residential use of property.

While federal and in some cases state guidelines for insulation levels are merely recommendations the local building code is the true authority over insulation requirements. Ensuring that mixed use properties comply with zoning. Fha appraisers are required to observe the attic area. At a minimum the appraiser must enter head and shoulders into the attic.

The house must beek building code so this may be where the hang up is. All appropriate approaches must be utilized when applicable. Existing 3 4 inches of insulation. Clarifying that fha requires an inspection.

This page was updated in january 2020 and to include the latest information on fha appraisal guidelines and requirements for 2020. Recommended insulation levels for retrofitting existing wood framed buildings. The appraiser is required to report what they see and if they reported that the home did not have insulation then the lender probably made this a requirement to get the loan. Home was built in 1984 but insulation was updated the roof can obviously be observed from the.